Financing FAQs
Which financing option is best for me?
If you have good credit and want the lowest total cost, Affirm offers 0% APR options. If you have limited or poor credit history, Snap Finance and Acima are lease-to-own solutions that approve most applicants based on income rather than credit score.
Will applying affect my credit score?
Affirm uses a soft credit check that does not impact your credit score. Snap Finance and Acima base approvals primarily on income verification, minimizing credit score impact.
How do I apply for financing?
Simply add your wheels and/or tires to your cart and select your preferred financing provider at checkout. The application takes just a few minutes and you'll receive an instant decision.
Can I finance a complete wheel and tire package?
Yes! All three financing providers can be used on complete wheel and tire packages, individual wheels, tires, and accessories available in our store.
Is there a minimum or maximum purchase amount?
Financing minimums and maximums vary by provider. Affirm typically starts at $50. Snap Finance offers up to $5,000 and Acima covers orders up to $4,000. Contact us if you have questions about a specific order amount.